Post by skyboyken on Nov 23, 2009 21:23:35 GMT 10
Graememarion and thevon,
you are applying things you THINK you know to an insurance policy YOU DON'T KNOW. Please STOP!!!
If you have examples of how the MAAA insurance policy has not protected MAAA members then by all means talk about it. I am betting you have no such evidence, because there isn't any. I apologise for getting in your face about this, but it's important because people who don't know any better could be influenced by this incorrect information.
For those who don't know me, I am the Chairman of the MAAA glider subcommittee and the Queensland representative on that committee. I have attended MAAQ meetings for the past year and I regularly speak with both the MAAQ executive and the MAAA Secretary.
As it happens I have had a lot of questions to ask about insurance, and these are my sources for the information I have presented in this forum. I can assure everyone that the MAAA insurance does an excellent job of protecting MAAA members from lawsuits arising from members' operation of model aircraft. How the insurance goes about doing this is not our concern. Our concern is that we are protected, and we are.
The provisos are as I have stated, you must be an MAAA member, you must have the landowners' permission to be flying there and, broadly, you mustn't be doing anything illegal.
As an example of what I am calling incorrect information, graememarion above quotes this:
"1) Public Liability
Scope of Cover
This policy provides indemnity for members who are
held liable for a negligent act whilst involved in
sanctioned activities as per the MAAA Manual of
Procedures (http://www.maaa.asn.au/mop.html)"
and asserts that it is proof the policy doesn't pay unless there is negligence. What he apparently doesn't know is that negligence is the legal test for a liability claim to succeed. In other words, if you haven't been negligent there is no problem. Graememarion also apparently doesn't understand that the insurance policy will accept responsibility for dealing with the liability claim under all circumstances except as noted above. Whether or not you have been legally negligent will be determined by the process of handling the claim, as will the payout, if there is one. All that is part of what the MAAA insurance does for us.
We don't have to worry about anything except paying our membership fees on time and getting permission to fly at a site, and (broadly) avoiding illegal activity while flying.
Again, I am obliged to insert a disclaimer that this is general information only and you should read and make sure you understand the policy and applicable MAAA Regulations and Procedures before making decisions about what to do and not to do.
And for heaven's sake enjoy the heck out of your flying!!!
Ken.
you are applying things you THINK you know to an insurance policy YOU DON'T KNOW. Please STOP!!!
If you have examples of how the MAAA insurance policy has not protected MAAA members then by all means talk about it. I am betting you have no such evidence, because there isn't any. I apologise for getting in your face about this, but it's important because people who don't know any better could be influenced by this incorrect information.
For those who don't know me, I am the Chairman of the MAAA glider subcommittee and the Queensland representative on that committee. I have attended MAAQ meetings for the past year and I regularly speak with both the MAAQ executive and the MAAA Secretary.
As it happens I have had a lot of questions to ask about insurance, and these are my sources for the information I have presented in this forum. I can assure everyone that the MAAA insurance does an excellent job of protecting MAAA members from lawsuits arising from members' operation of model aircraft. How the insurance goes about doing this is not our concern. Our concern is that we are protected, and we are.
The provisos are as I have stated, you must be an MAAA member, you must have the landowners' permission to be flying there and, broadly, you mustn't be doing anything illegal.
As an example of what I am calling incorrect information, graememarion above quotes this:
"1) Public Liability
Scope of Cover
This policy provides indemnity for members who are
held liable for a negligent act whilst involved in
sanctioned activities as per the MAAA Manual of
Procedures (http://www.maaa.asn.au/mop.html)"
and asserts that it is proof the policy doesn't pay unless there is negligence. What he apparently doesn't know is that negligence is the legal test for a liability claim to succeed. In other words, if you haven't been negligent there is no problem. Graememarion also apparently doesn't understand that the insurance policy will accept responsibility for dealing with the liability claim under all circumstances except as noted above. Whether or not you have been legally negligent will be determined by the process of handling the claim, as will the payout, if there is one. All that is part of what the MAAA insurance does for us.
We don't have to worry about anything except paying our membership fees on time and getting permission to fly at a site, and (broadly) avoiding illegal activity while flying.
Again, I am obliged to insert a disclaimer that this is general information only and you should read and make sure you understand the policy and applicable MAAA Regulations and Procedures before making decisions about what to do and not to do.
And for heaven's sake enjoy the heck out of your flying!!!
Ken.